ATMVerify offers you the protection against bad check writers and the losses that result from dealing with such customers. ATMVerify gives you two levels of verification with every electronic payment it processes. First, it will, in real-time, verify with the check writer's financial institution that there is sufficient funds in the writer's account. Secondly, level two will determine if the account given is an open valid account with funds. If the account is closed or has insufficient funds ATMVerify can determine this and reject the payment. This product is designed to integrate seamlessly with all the modular products in the PaymentsGateway solution.