Merchant Transaction Services

Process credit and debit cards at competitive rates through CMS Professional Point of Sale, Order Entry and Accounts Receivable. With our low rates, you can receive significant savings over your current transaction costs, plus you may qualify for a rebate of $1,000 or more when you choose our processor!

Credit and Debit Card Processing

CMS Professional Point of Sale uses PCCharge Pro by Verifone to process credit cards — an award-winning, Windows-based payment processing software product designed to save merchants time and money by providing powerful features and performance at the point-of-sale. PCCharge Pro is a cost-effective solution for all business types, including brick-and-mortar merchants, e-Stores, and MOTO (mail-order/telephone order) shops.

Business Merchant Account Services

Credit and debit card processing is so much a part of today's retail business that it is a commodity. However, the right processor can save you money (and ours will provide a rebate for selecting them!). Explore the rates and services provided by our partner, Pivotal Payments.

Automated Payment Transfers

Collect payments on customer receivables as electronic deductions directly from a customer's bank account. We offer great rates and great service. And using Cougar Mountain Accounts Payable, you'll be able to pay your vendors by automated deductions from your account.

POS Check Conversion

The newest release of Cougar Mountain Point of Sale gives you the ability to process consumer and business checks at the register, converting them to an electronic deposit into your business bank account. We're confident you'll save money. Using this process for business and consumer checks saves time, speeds deposits and simplifies your life. Receive a check today and have the funds available in your bank account within one day of your electronic deposit. Plus you'll have live support, 24/7.

Payroll Direct Deposit

Give your employees the convenience of being paid through a direct deposit to their bank accounts using Cougar Mountain Payroll and save money versus your current processor. Many customers have found that they can submit their payroll list up to a day later, giving them more time to prepare commission and other payroll checks. Eliminate the hassle and expense of paper checks and provide funds to your employees sooner.