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Interest Calculation and Financing Terms

part of the RC- Revolving Charge product line, by Accounting Technology, LLC

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Feature Recap:

Terms

  • Comprehensive options for Minimum Payment Due calculation
  • Comprehensive options for Minimum Payment To Avoid Finance Charges calculation
  • Flexible, by Account, terms options for temporarily deferring or overriding Finance Charges
  • Flexible, by Account, terms options for temporarily deferring or overriding Minimum Payment Due
  • Monthly Finance rate by account or by state required tiered rates

Statements

  • Statements generated using Crystal Reports to either blank or preprinted forms.
  • Ample fields available for inclusion on statements, such as Credit Limit, Available Credit, Dates
  • Option to include short one time or recurring general mesBest regarding promotions, notices, etc.
  • Option to include short collection notes based on the number of periods late for customers in arrears.

Reports

  • Transaction, Trial, Aging, Summary, Collection Worksheet reports among those included.

Collections

  • Generate complex content for dunning letters which include account specific data
  • 20 possible letters varying across 5 aging buckets, No Pay or Partial Pay, and 1st or 2nd notice

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